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How to lower home insurance premiums and wildfire risks

U.S. homeowners get new guidance to help them defend against increasingly frequent wildfires and associated rising insurance premiums

June 24th, 2022
by Building Safety Journal staff
  • Quick Hits

Homeowners in the U.S. got new guidance to help them defend against increasingly frequent wildfires and associated rising insurance premiums.

The Insurance Institute for Business & Home Safety (IBHS), a research nonprofit funded by insurers, announced it has developed the first-ever standard that can demonstrably lower a home’s risk of wildfire damage. To earn the Wildfire Prepared Home designation, homeowners have to meet a series of criteria — including, for example, clearing anything flammable like shrubs five feet around their homes — and pass an annual inspection.

The designation is based on the latest science and includes a list of concrete steps proven to reduce fire risk, such as including and adding fine mesh coverings to attic vents or outdoor decks to prevent the spread of embers and replacing old roofs made of cedar shingles with non-flammable material.

Read more at the Insurance Journal

 

About the Author
Building Safety Journal staff
The Building Safety Journal — the International Code Council’s award-winning online magazine — covers the latest building safety, fire prevention, sustainability, and resiliency news and events. It features technical articles relevant to current trends and hot topics within the industry.
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